1
Simple online application
with fast approvals
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Based on volume,
receive up to $5mm
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Terms ranging from
3 months - 5 years

Business Funding Made Easy

Simple Process
A quick online application with next to no documentation.
Fast Approval
Have funds deposited in your account in as little as 24 hours.
Competitive Rates
Industry wide best pricing on what your business qualifies for.
Trustworthy & Transparent
Rest assured knowing Top Funding is looking out for the best interest of your business.
High Approval Odds
Our decisions are based on the performance of your business, not just your credit. All credit levels accepted.
Expert Service
Funding professionals with one goal, to become a valuable asset to your business.

Products

MCA

WHAT IS A MERCHANT CASH ADVANCE?

A merchant cash advance (MCA) is a purchase of a portion of a business’s future sales. Each business day or once a week, an automatic, fixed amount is ACH debited to repay the advance. The payments continue until the advance is paid in full. A merchant cash advance is not considered a loan.

Characteristics of a merchant cash advance:
  • No fixed terms
  • Unsecured capital
  • Minimal documentation required
  • Quick approval and instant funding
  • Early payoff discounts
IS A MERCHANT CASH ADVANCE RIGHT FOR MY BUSINESS?

A merchant cash advance could be a great financing solution for your business. Although a merchant cash advance has the potential to be an expensive financing option compared to a traditional loan, it is one of the fastest ways to finance your business and often has the highest approval rate. In addition, a MCA can help avoid the need of bringing on investors and/or more partners.

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COMMERCIAL COLLATERAL LOANS

What is a Commercial Collateral Loan?

Top Funding and its partners have developed a financing product that allows the business owner to leverage commercial property as collateral against their funding. This allows Top Funding to achieve the longest terms and highest approvals, as well as keeping the product at the lowest cost possible. This is made possible through products such as bridge loans, ground up construction, fix and flip, and portfolio refinance.

Characteristics of commercial collateral loans:
  • Low APR rates
  • Terms up to 30 years
  • Approvals up to $50M
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Line of Credit

WHAT IS A BUSINESS LINE OF CREDIT?

A business line of credit is a revolving available credit where a business can pull increments of working capital out as needed. Each draw made has its own payback schedule. Additionally, you are only paying interest on funds drawn.

Characteristics of business lines of credit:
  • Simple interest
  • Flexible terms
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INVOICE FACTORING

What is Invoice Factoring?

Factoring is a type of financing that gives businesses the ability to access working capital that is tied up in their outstanding invoices or accounts receivable. These invoices or receivables are removed from the business’ books and are added to the factoring company’s balance sheet at their fair value. The factoring company is purchasing these accounts receivable and then waiting on the customers to pay the invoice, whether that is 30, 60 or 90 days later.

Characteristics of Invoice Factoring:
  • Funding from $10,000 to $25,000,000
  • A fit for businesses of all sizes
  • Quick turnaround
  • No time in business required
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Client Testimonials

Have A Question? (Give us a call or email anytime)

+1 (347) 389-2930 / info@topfunding.com